Why Buying a Home Doesn’t Have to Mean Buying Land (Yet)

A smarter, more flexible path to homeownership starts here.

The Problem: Land Is Often the Most Expensive Part of Buying a Home

For many would-be homeowners, the house itself isn’t the problem — it’s the dirt underneath it.

Even when home prices feel doable, a huge chunk of the cost comes from the land. That means higher down payments, bigger monthly mortgage bills, and in many cases, a delay on buying altogether.

Thousands (sometimes tens of thousands) go just toward the lot, creating a frustrating reality:
You might be able to afford a house… but not the land it sits on.

The Jubilee Approach: Own the Home, Lease the Land — Get In, for Less

At Jubilee Homes, we’re turning that traditional model on its head.

With our **land-lease model**, you buy the home — and we buy the land. That means:

- ✅ You only need a small down payment (as little as 2%)
- ✅ You own the home, with a standard mortgage
- ✅ You lease the land from Jubilee with a low monthly payment
- ✅ You can buy the land anytime — or sell both together

It’s a more flexible, affordable way to step into homeownership *sooner*, without waiting to save for a traditional 20% down.

Why It’s Not Just Cheaper — It’s Empowering

This isn’t about cutting corners. It’s about opening doors.

- Lower upfront costs: With the land price out of the equation, your dream home might be closer than you think.
- You’re in control: Paint the walls, plant a garden, build equity. This is *your* home.
- Real ownership: When you choose to buy the land (or sell the property), you share in the appreciation — because at Jubilee, we believe in winning together.
- Built-in flexibility: Whether you plan to stay 5 years or 50, the model adapts to your goals.

Who This Helps — and Why It Matters

Jubilee’s model isn’t just innovative — it’s inclusive.

- First-time buyers: Skip the long wait and massive savings goals. Start building equity now.
- People relocating: Own a comfortable, well-built home without being locked into land costs.
- Buyers seeking flexibility: Not sure where life will take you next? This gives you options.

In a housing market that often feels out of reach, Jubilee offers a refreshing alternative — one that’s practical, equitable, and designed to work *with* you.

Ready to Explore Your Options?

If you’re wondering whether Jubilee’s land-lease model could work for you, the next step is easy:

➡️ Check your buying power in just a few clicks

You don’t have to wait for “someday” to become a homeowner.
With Jubilee, you can start right now — on your terms.